What to do after a Car Accident?

We share the road with others. Motorists, cyclists or pedestrians. No one is safe from an accident.

What can you perform at the location of the accident? Who's alerting? What information to Exchange? What action can be performed to be compensated for material or bodily harm?

Know that you have different responsibilities in the event of a vehicle accident.

What action can be performed do after car happenstance/accident

Immediately check for injuries

First, you have to check if there are any injured or not. If this is the case, call 101 (or 112 in Europe) immediately. They will then inform the aid services and the patrol. In addition, the presence of the patrol is necessary as soon as there are casualties (persons suffering from physical loss).

If there is the only limited material loss, the presence of the patrol is not necessary and you can feel free to manage it yourself. In such a case, it is essential to keep calm.

Collect the most real data

If your car is mangled, or any you face any car problem it is necessary to collect as much as possible real data that can demonstrate your situation and position at the time of the accident. This may be important for later if there are possible complications or objections.

What do the actual data mean

Take clear pictures of all the elements that were intricated in the accident (the positions of the cars, the loss to the cars, the skid marks, the position of the sun, the condition of the roadway, the width of the road, the traffic signs, The distances of certain objects positioned in the immediate vicinity...) And this from several angles;

Make notes and traces on the asphalt (with chalk) to indicate the positions, if the cars are to be quickly removed;

Important: Note the details of the witnesses before they leave. Their statements may later be of a decisive nature;

Fill out the tragedy form

Once the worst emotions are behind the back and all the actual data is collected, you still have the tragedy statement (also called the accident form) to complete. Detail as much as possible, but while making a description as objective as possible of the car accident.

Please note that

A well-completed accident proclaim accelerates claims settlement

An incorrect or incomplete accident proclaim often gives rise to many problems and to the "unresponsible driver", the cost of his or her rights.

What you need to have in your car

If you are going on the road in your car, there is a chance that you will be intricated in a traffic accident. To anticipate such an unpredictable event, you have certain objects in your car such as:

1- A First aid kit

2- A bottle of water (to take care of wounds and recover from emotions)

3- A fluorescent vest (required by law)

4- A BIC and paper

5- A piece of chalk to make possible the road surface markings

6- A camera (or cell phone with photo function)

7- Other useful information about a traffic tragedy

Following the above information, we still give you the following useful information:

If you, unfortunately, have an accident and your car is mangled, you should refer to your company which gave you insurance. Who refuses to pay compensation for losses. In this case, you have a month of time to résillier your vehicle insurance;

How does the loss control work as a result of a traffic accident and compensation?

The RDR regulation in Belgium allows for quick and easy processing of claims;

You are involved in a vehicle tragedy in which your car has spawned a lot of harm. Where can you go to get your car repaired? In which garage can I choose my vehicle insurance;

Calculate Vehicle Insurance

You were wrong in an accident, or on the contrary, not at fault and you are looking for a (new) vehicle insurance? Calculate first the prices (taking into account your loss certificate and your possible promotions) for 75% of the vehicle insurers in Belgium.